Founded in 1972 by Ministry of Agriculture employees, Ukulima Sacco has opened its common bond to all Kenyans, including chamas and the diaspora. This guide explains its history, savings and loan products, membership requirements and how the sacco fits into Kenya's regulated cooperative sector.
The Kenya Agricultural Insurance Programme and the Kenya Livestock Insurance Programme are the government's flagship tools for protecting smallholder farmers and ASAL pastoralists from drought and crop failure. This guide breaks down the index-based design, the premium subsidy, the insurance pool and how farmers enrol.
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